Editorial policy and disclaimer
What will never be published?
Section titled “What will never be published?”The following are unlawful or plainly violate financial institutions’ rules. This site never teaches them, links to them or offers workarounds:
- Borrowing, buying or forging identity or address documents, or opening accounts in someone else’s name.
- Renting, lending, buying or holding bank accounts, payment accounts or SIM cards for others.
- Giving false information in identity checks (KYC), tax-residency self-certifications (CRS) or tax forms.
- Evading sanctions, underground currency exchange, or anything that helps launder money.
How are gray areas handled?
Section titled “How are gray areas handled?”Some practices are lawful but sit in a terms-of-service gray area (for example, an app-store account registered to a region you do not live in). Such guides automatically carry a risk notice at the top and quote the relevant terms honestly, including the chance of the account being restricted, so readers can decide for themselves.
Crypto content lives in its own sub-section, and every page there shows a high-risk notice.
How are risk notices added?
Section titled “How are risk notices added?”The site template inserts notices by rule rather than relying on authors to remember:
| Notice | Where it appears |
|---|---|
| Not financial, tax or legal advice | Every guide |
| Legal and filing obligations of advanced steps | Every guide at the Advanced level |
| Crypto assets are high risk | Every page in the crypto sub-section |
| Terms-of-service gray area | Individual guides with terms risk |
Are there affiliate links?
Section titled “Are there affiliate links?”Not at present. Sources are primarily official (governments, regulators and the providers’ own pages); news reports are cited by outlet name, and some statute texts link to third-party legal databases (such as LawPhil or Cornell LII). No link carries a referral code or affiliate parameter, and there is no paid content. If that ever changes, the affected pages will say so, the links will be marked rel="sponsored", official non-referral links will be listed alongside, and recommendations will not change because of commissions.
How do screenshots protect personal data?
Section titled “How do screenshots protect personal data?”- Names, ID numbers (including the machine-readable zone of passports), faces, addresses, card and account numbers, reference numbers, every QR code, eSIM activation codes, EIDs and ICCIDs are covered with solid blocks. Blurring and pixelation are not used because they can be reversed.
- All image metadata (EXIF, including GPS location) is removed before publishing.
- Where an app blocks screenshots, the web version or a diagram is used instead; app protections are never bypassed.
How are errors corrected?
Section titled “How are errors corrected?”Errors are corrected in the text and the guide’s “last verified” date is updated. Corrections caused by significant rule changes note what changed and when.
Disclaimer
Section titled “Disclaimer”The content of this site is general information only. It is not financial, tax, legal or investment advice, nor a recommendation or offer of any financial product. Laws and the rules of banks and mobile carriers change often; check the latest official announcements before acting and consult a licensed professional where needed. Any decision you make based on this site is at your own risk.
General information only; not financial, tax or legal advice. Editorial policy & disclaimer · About